Legal

Terms of Use

Effective Date: August 12, 2026

Nello Insurance LLC

These Terms of Use apply to your use of this website, which is operated by Nello Insurance LLC.

Website Use

This website is provided for general informational and communication purposes. You agree to use the website lawfully and not to interfere with, misuse, damage, gain unauthorized access to or exploit the website or its systems.

Insurance Information Is General

Information on this website is general in nature and is not intended to provide individualized insurance, legal, tax or financial advice. Insurance needs vary by person, business, property, policy, carrier, jurisdiction and circumstance.

No Coverage Is Bound Through the Website

Submitting information through this website, requesting a quote, speaking with Nello or receiving information from Nello does not create, bind, change, renew, extend or guarantee insurance coverage. Insurance coverage is effective only when it has been formally bound or issued in accordance with the applicable insurer’s requirements and confirmed by an authorized party. Do not cancel, modify or allow existing insurance coverage to lapse based solely on information submitted through or displayed on this website.

Policy Terms Control

Descriptions of insurance products, risks or potential coverages on this website are summaries for general informational purposes only. Actual coverage is governed exclusively by the terms, conditions, definitions, limits, deductibles, endorsements, exclusions and other provisions of the applicable insurance policy. If website information differs from an issued policy, the policy controls.

Availability and Underwriting

  • Insurance products are subject to availability
  • Eligibility is subject to underwriting
  • Coverage terms vary by insurer
  • Pricing varies
  • Not every product is available in every circumstance or jurisdiction
  • Submitting information does not guarantee that coverage or a quote will be available

Independent Insurance Business

Nello Insurance LLC operates as an independent insurance business and is not itself an insurance carrier.

No Guarantee of Results

Nello does not guarantee:

  • Insurance availability
  • Specific premiums
  • Specific limits
  • Specific policy terms
  • Acceptance by an insurer
  • Claim outcomes
  • Savings

Website Accuracy

We attempt to maintain accurate information, but website information may become outdated, incomplete or contain errors. We may update website content without notice.

Third-Party Links

Links to independent websites are provided for convenience and do not necessarily constitute endorsement.

Intellectual Property

The Nello name, branding, logo, graphics, website content and original design elements are owned by or licensed to Nello Insurance LLC and may not be copied or used without authorization, except as allowed by law. Any third-party or open-source components remain subject to their own notices and licenses.

Limitation

Use of this website is at your own risk. To the extent permitted by applicable law, Nello is not responsible for losses caused solely by reliance on general website information rather than actual insurance documents or individualized advice. Nothing here attempts to waive rights that cannot legally be waived.

Governing Law

These Terms are governed by the applicable laws of the State of Florida.

Changes

These Terms may be updated from time to time. The Effective Date above reflects the latest version.

Contact

Questions about these Terms can be sent through our Contact page.